Please ensure Javascript is enabled for purposes of website accessibility

In response to the ongoing concerns of COVID-19 coronavirus, Pinckney Carter is practicing social distancing for the safety of our staff and our clients. Please check your bill to see the correct address to make a payment. Thank you for your understanding at this time.

Restaurant Insurance

Keep your “OPEN” sign turned on.

What Is Restaurant Insurance?


Food businesses face many of the same risks as other businesses, but their unique nature means that they need insurance specially tailored for the food industry’s unique challenges and risks. Kitchens are full of potential dangers, food only stays good so long, and restaurants experience high customer foot traffic on a daily basis. If you operate a businesses that serves food to the public - even if it is not a traditional “restaurant” - you need restaurant insurance.

Who Can Benefit From Restaurant Insurance:

  • Franchise restaurants
  • Independently owned restaurants
  • Fast food or casual restaurants
  • Fine dining restaurants
  • Bars
  • Cafes and coffee shops
  • Food trucks
  • And more

What Can Be Covered?


Restaurant insurance coverage can include general liability, commercial property, loss of income due to food spoilage or contamination, employee dishonesty, equipment breakdown, commercial auto and more.



Talk To An Agent

Or call for immediate assistance.
843-747-9073